All players, coaches and staff taking part in competitions under the auspices of the National Governing Body (BAFA) require insurance, be it personal injury cover and / or liability cover (for coaches and officials).


The British American Football Association can provide insurance to both players and coaches when registering with the National Governing Body. Details of the policy are given to club committees at the start of each season. However, there are often cases where people wish to take out enhanced coverage, whether for themselves or for their equipment.


The personal injury coverage provided by BAFA is limited and all players should consider taking out enhanced coverage which could cover items such as long term physio care and loss of earnings. We recommend that all members review the offers available on the following website:


Enhanced Insurance from RK Harrison


Ensuring that equipment is fitted properly is crucial in ensuring that the risk of injury is minimised. Coaches are provided with an induction into fitting equipment as part of the Level 1 Coaching Qualification.


People who purchase equipment are advised to read and file the various pieces of documentation which come with the equipment. Additional information can often be found on manufacturer's websites.


It is required that all clubs keep an accident record book and ensure that details of all accidents and incidents are recorded within this book, both in terms of on-field activity and wider club-sanctioned activity. This will enable you to provide written evidence regarding the circumstances, nature and extent of any injuries sustained.


The familiar Accident Book (Form BI 510) has been replaced by a new HSE-approved version with the aim of making it compliant with the Data Protection Act 1998. It contains tear-out pages which, after completion, are to be detached and kept separately in a secure location.


The new Accident Book is available from Health & Safety Executive website.

You can call them on t/ +44 (0)333 202 5070 or email order enquiries to: e/ and we recommend that all involved with a club or team view the following documents and/or websites:


> BAFA Insurance Information

> Insurance - Summary of Cover 2020

> Insurance - Claim Form

> Insurance - Frequently Asked Questions

Guidance for Pre-Season Trials

Medical Consent Form


Completed claim forms should be emailed to: and a hard copy sent to:


Sports Claims, Perkins Slade, Tricorn House, 51-53 Hagley Road, Birmingham, B16 8TP






Risk Assessments

All activity undertaken by clubs, be it on the field or off, should be subject to robust risk assessment procedures as part of a commitment to Health and Safety. Undertaking a Risk Assessment means taking a systematic approach to looking at what could cause harm to people. By assessing risk, you know where potential problems and dangers lie, and can take the necessary measures to prevent them.


BAFCA and BAFA request that teams undertake Risk Assessments for the following:


> Facilities
> Equipment
> Travel
> Activity


There is a simple Risk Assessment guidance document available for download here:


BAFA Sample Risk Assessment